So what's the big deal with life insurance, why do you need it? if you have debt and no life insurance your financial responsibilities then fall to your family, with a life insurance policy your debts won't be a financial burden. If you have dependents it helps financially provide for them in the case you're no longer around. Funeral and burial costs can be expensive, your life insurance could be used to pay for those things rather than a family member possibly be going into debt to afford it. The earlier you buy it (like your 20's) the lower rates you generally lock in, so if you know at some point in your life you are going to need/want life insurance then plan ahead for it and lock in lower rates earlier on in life.
Many think a major life change triggers the need to get life insurance, while those are good times to purchase life insurance really the best time for life insurance is now, no matter what life stage you're in.
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Norfolk at 402.371.0550
Columbus at 402.564.5512
Schuyler at 402.352.2483