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 May 22-28th is National Safe Boating Week!
Boaters are encouraged to follow responsible boating practices & maintain their boats. Whether it is your first time boating or you're a boat season vet it's recommended to take a boating safety lesson before you hit the water! Boating Tips: 1. Watch the weather! Don't find yourself caught on the water during a storm! 2. Wear a life jacket! If you're onboard you should have a life jacket on at all times, make sure you & your passengers have theirs on & that they are Coast Guard approved & fit correctly. 3. Be responsible. Be aware of your surroundings, stay alert, & maintain an appropriate speed. 4. Avoid alcohol. Do not operate your boat while drinking. Alcohol can affect your judgement, vision, & coordination. 5. Use an engine cut-off device, this will stop the boat's engine if the operator were to fall overboard. 6. Communication! Have a way or ways to stay in contact with others in case of emergency, satellite phones & VHF radios are examples. 7. Check your boat & equipment. Make sure your boat is seaworthy & everything is in good, working condition. For more safe boating info head to Safe Boating Campaign  May is Motorcycle Safety Awareness Month! With the weather getting warmer now is a great time to remind people to be aware of motorcyclists!
In 2019, motorcyclists were 29x more likely than other vehicle occupants to die in an accident & 4x more likely to be injured with serious head injury being the most common among fatalities. About 75% of all motorcycle accidents involve collisions with other vehicles, most often passenger vehicles. In those accidents over half are caused by the other vehicle failing to yield to the motorcyclists right-of-way. More often than not those accidents are caused because the driver did not see the motorcyclists or noticed them too late. In single motorcycle accidents over half are caused by rider error, such as excessive speed or over-braking. Most motorcycle accidents happen on short trips as opposed to long road trips & they also tend to happen towards the beginning of the trip. Here are some Motorcycle Safety Tips: 1. Always wear a helmet. Not just any helmet, make sure it's DOT certified. 2. Follow the traffic laws, especially the speed limit. 3. Be aware, don't drink & drive, don't drive tired, & don't be distracted. 4. Wear the right riding gear. Wearing short sleeves & shorts can result in road rash in an accident. Leather clothing & boots can help protect you from serious injuries or road rash. 5. Ride defensively. Avoid riding in blind spots of others, have your lights on, watch for turning or slowing vehicles. 6. Plan ahead. Check the weather before leaving on a ride, make sure storms are not in the forecast or you may be stranded in the rain. 7. Make sure your motorcycle has regular maintenance. When pulling your bike out for the first time since winter you should do a through check over to make sure it's in good working order. Regardless of if you're a motorcyclists or a driver in another vehicle be aware of your surroundings & keep everyone on the road safe!  Every year the Occupational Safety & Health Administration (OSHA) teams up with the National Institute for Occupational Safety & Health (NIOSH) to dedicate a week to encourage & educate construction contractors on how to prevent falls on their worksites. OSHA is dedicating May 3-7th, 2021 to preventing falls in construction. Falls are the leading cause of death in construction & they can be preventable.
According to the OSHA website here are the 3 Best Ways to Prevent Falls: PLAN ahead to get the job done safely. When planning projects not only do you need to decide how the job will be done but what safety equipment may be needed to do the job. PROVIDE the right equipment. Workers at 6ft or more above lower levels are at risk, employers need to provide the right safety equipment for the job, including ladders, scaffolds, & safety gear. TRAIN everyone to use the equipment safely. Every worker needs to have the proper training on the set-up & use of all equipment they use on the job. They also need to be trained on spotting & handling hazards. For educational resources & materials click here. For training resources click here.  Why Should I Have Life Insurance?Why shouldn't you? Life insurance can be used to cover funeral expenses, pay off debts & estate taxes, provide money for continuing mortgage payments, keep your business up & running upon your passing, college funds for your children, & can ensure that your family's dreams for the future become realities. But Isn't Life Insurance Expensive?The price of life insurance varies but many, if not most, find it very affordable! It will never be cheaper than right now because the younger, healthier you are the lower rate you can lock in. Doesn't It Require A Health Exam?Not always! A young, non-smoking, healthy adult can often get life insurance without an exam. Just answer a few easy questions from the insurance carrier & get approved! Ok You've Convinced Me! But How Do I Get Life Insurance?Call us today to talk to one of our experienced agents about getting you a free Life Insurance quote!
Columbus 402.564.5000 Norfolk 402.371.0550 Schuyler 402.352.2483  More than 5 million car accidents happen every year & on top of that about 10 million or more accidents go unreported every year. In 2020 car accidents were on the rise! The preliminary data for vehicle fatalities in 2020 shows an increase of 8% compared to 2019. About 42,060 people died in vehicle crashes in 2020 in the United States. This is the highest year-over-year jump the National Safety Council has calculated since 1924! In addition, around 2 million drivers in car accidents experience life long injuries every year. So why the increase in 2020? Basically the pandemic. Due to emptier roads during the pandemic drivers both sped more & drove more recklessly which resulted in more accidents. Speed related accidents cost Americans $40.4 billion each year! & for the past 20 years speeding has been a factor in 1/3 of all fatal accidents. While over half of the six million yearly car accidents are caused by aggressive drivers, with speeding being the highest contributor to this stat. Drivers speed at least 10pmh over the speed limit more than half of the time. Safe Driving Tips:
Slow It Down & Get Car Insurance!!
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Safety MattersOur blog will feature posts not only from Agri-City Insurance staff, but also from Wayne State College Students on various topics related to safety, risk management, and loss prevention. Archives
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